WebJan 24, 2024 · When you apply, you are establishing a lead for your wife’s spousal benefits. It is not automatic, she will need to apply. If you are unable or would rather not apply online, you can call us at 1-800-772-1213 for assistance or contact your local Social Security office. Please look for the general inquiry telephone number at the . WebMar 29, 2024 · Anyone who is married can apply for Social Security benefits on their own, or they can take the option to get up to 50 percent of their spouse’s benefit amount at full retirement age. If you decide to opt for the spousal benefit but have not yet reached full …

Understanding Spouse’s Benefits SSA - Social Security Matters

WebFor example, if your full retirement age were 66, then the following reductions to benefits would apply: At age 65, you would receive 45.8% of your spouse’s benefit. At age 64, you would receive 41.7% of your spouse’s benefit. At age 63, you would receive 37.5% of your … WebSep 25, 2013 · A spouse can choose to retire as early as age 62, but doing so may result in a benefit as little as 32.5 percent of the worker's primary insurance amount. A spousal benefit is reduced 25/36 of one percent for each month before normal retirement age, up to 36 … cannot find symbol assertequals

Filing Rules for Retirement and Spouses Benefits

WebApr 12, 2024 · contributor. What she would be applying for is a partial, or excess, spousal benefit to be paid in addition to her retirement benefit. Your wife will only qualify for an excess spousal benefit if ... WebIf both spouses are eligible for Social Security retirement benefits, both are also eligible to receive the spouse benefit based on the other’s work record. In cases like this, if one spouse claims his or her benefit at full retirement age, the other spouse may claim the spousal retirement benefit instead of his or her own benefit. WebJan 2, 2016 · She will receive a combination of the two benefits that equals the higher amount. Example 2: Jennie is a 62-year-old widow. She is eligible for retirement benefits based on her work history, and she is also eligible for survivor benefits based on her … fka heritage essential oils