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WebWikipedia WebDec 8, 2024 · USAA auto loan rates and terms Borrowers buying 2024 and newer vehicles at a 60-month or lower term qualify for the lowest rates. USAA used car loan rates start at 4.74% for those buying 2015 to 2024 models from a dealer. The starting rate is slightly higher when buying from a private seller. WebApr 10, 2024 · How mortgage rates have changed over time. Today’s mortgage interest rates are well below the highest annual average rate recorded by Freddie Mac — 16.63% in 1981. seth sentry top songs